RegTech Insight Blogs The latest content from across the platform
What “Good” Looks Like Under New UK CTP Rules
At the start of the year, the UK switched on a new oversight regime for Critical Third Parties (CTPs) – giving the Bank of England, PRA and FCA direct powers over tech providers whose failure could rattle market stability. The rules and supervisory approach were finalised in November 2024; designations are made by HM Treasury…
Delta Capita Acquires DTCC Report Hub to Deliver Full Stack Regulatory Reporting
When Delta Capita confirmed its acquisition of DTCC’s Report Hub earlier this year, the deal looked, at first glance, like familiar consolidation in a crowded category. Look closer and it signals a broader shift: Delta Capita is moving from adviser and operator to full stack provider in regulatory reporting – pairing managed services with a…
EU Data Act + DORA: Cloud Exit & Portability for Financial Services
From 12 September 2025, the EU Data Act’s cloud switching regime starts to apply, turning “cloud exit strategy” for risk, compliance and tech leadership, into an audit ready operational control with specific notice periods, timelines, assistance duties and a phased ban on switching fees. The Data Act requires providers of “data processing services” (e.g., cloud…
FCA Multi-Firm Review on Off-Channel Communications: Implications and Next Steps
By Paul Cottee, Director, Regulatory Compliance, NICE Actimize. The UK’s financial regulator, the Financial Conduct Authority (FCA), recently published the results of its multi-firm review into off-channel communications within wholesale banking. Off-channel communications, in this context, refer to any professional communication that occurs outside of the firm’s approved channels, such as personal emails, instant messages,…
Global Regulators Turn Up Heat on Exaggerated AI Claims
Supervisors on both sides of the Atlantic are no longer content with soft warnings about artificial intelligence (AI) hype. From the United States Securities and Exchange Commission (SEC) to the United Kingdom’s Advertising Standards Authority (ASA), the direction of travel is clear: say what you do, do what you say – and prove it. Regulators…
EU’s AMLA Sets Stage for Direct Supervision of High-Risk Cross-Border Banks
The EU’s new Anti-Money Laundering Authority (AMLA – the Authority)) moved from concept to reality in summer 2025 as it began operations in Frankfurt. The Authority has a mandate to drive supervisory convergence, coordinate Financial Intelligence Units (FIUs) and, from 2028, directly supervise a set of high-risk, cross-border financial institutions. The EU Anti Money Laundering…
FCA Off-Channel Comms Survey Reveals 41% Senior-Level Incidents
On 7 August 2025, the UK Financial Conduct Authority (FCA) published its multi-firm review into off-channel communications across 11 wholesale banks. Eight of the firms disclosed 178 breaches of their own internal policies over the previous 12 months, with 41% of recorded incidents involving individuals at director grade or above. The FCA stresses that a…
AI in Action: 11 Firms Rewiring Compliance for Speed, Clarity and Control
Regulatory change isn’t slowing, and neither is the demand for defensible decisions. Compliance teams need tools that are clear about what they do, how they’re governed, and where their limits are. LLMs and agentic AI in compliance will feature in A-Team Group’s RegTech Summits in London (16 October) and New York City (20 November) with…
FCA Advances Bond CT to Auction Stage; ESMA Confirms fairCT as First EU Bond-CTP
The UK Financial Conduct Authority (FCA) has opened the price auction phase for shortlisted bidders for its bond market consolidated tape (CT), a single, real time feed of post trade bond data drawn from every UK trading venue and Approved Publication Arrangement (APA). The initiative is intended to make bond markets “more transparent, efficient and…
The Data Backbone of Defence: Powering Next Generation Surveillance
A unified data fabric is fast becoming wholesale finance’s front line of defence. By fusing millions of voice calls, chat messages and trade records into a single analytical view, next generation surveillance promises to detect misconduct in minutes and to satisfy regulators who increasingly ask firms to prove that capability. A-Team Group RegTech Summits in…