RegTech Insight Blogs The latest content from across the platform
The Latest Changes to the EU AI Act – What You Need to Know
By Nik Kairinos, CEO and Co-Founder of RAIDS AI. AI’s influence continues to grow, reaching across sectors and across borders. In financial services, it’s fundamentally changing how firms operate, shifting towards more precise, efficient, and innovative ways of working. At a foundational level, it provides the ability to analyse large volumes of data quickly and…
World Federation of Exchanges Urges Regulators to Balance Quantum Risk with Near-Term Cyber and AI Threats
The World Federation of Exchanges (WFE) has called on regulators to balance long-term quantum computing risks against more immediate operational challenges in the financial sector. The association’s press release highlights a substantial gap between regulatory expectations for early preparation and the industry’s current prioritisation of nearer-term threats such as generative artificial intelligence (GenAI) and cyber…
Basel III / FRTB: One Framework, Multiple Timelines, Mounting Pain for Global Firms
For much of the past decade, Basel III has been discussed as a global regulatory reform programme moving at uneven speed, but broadly in the same direction. The UK Prudential Regulation Authority’s confirmation of its Basel 3.1 timetable brings welcome clarity for firms operating in the UK market, yet it also underlines a deeper reality:…
Inside the Uneven Geography of AML Enforcement Outcomes in 2025 – Fenergo Analysis
Fenergo’s latest Global enforcement analysis shows total AML, KYC, sanctions and customer due diligence penalties declining to $3.8 billion in 2025, down from $4.6 billion in 2024 and $6.6 billion in 2023, marking a second consecutive year of decline. Beneath that headline, regional outcomes moved in sharply different directions. North American fines fell by 58%,…
Funding Regulatory Oversight: 2026 Budgets for US Supervisors
On January 11, 2026, the House Appropriations Committee released conferenced versions of two major fiscal year 2026 spending measures: the Financial Services and General Government (FSGG) bill and the National Security, Department of State, and Related Programs (NSRP) bill. While appropriations announcements rarely attract sustained market attention, these packages carry direct implications for how financial…
Diginex Labour Rights Expert Acquisition Highlights ESG Data Shift to Risk
Sustainability data and RegTech provider Diginex’s recent acquisition of The Remedy Project labour and human rights advisory illustrates how ESG is transforming from an investment strategy to a risk mitigation objective among financial companies. The London-based company, which last year purchased sustainability data and analytics provider Matter DK, anticipates that the The Remedy Project’s expertise…
Introducing RegPass: A New Agentic Paradigm for Regulatory Change Management
After more than a decade shaped by document aggregation, workflow portals, and rule-mapping engines, a third generation of regulatory intelligence platforms is beginning to emerge. These systems move beyond collecting and classifying regulatory updates. Instead, they attempt something more ambitious: to understand, model and reason about a firm’s actual business operations, and to connect regulatory…
Droit Launches Decision Decoder: Making Regulatory Decisions Legible at Scale
Explainability has become one of the defining challenges in regulatory technology. As compliance engines scale to millions of decisions per day, firms (and supervisors) are no longer satisfied with binary answers alone. They need to understand why a rule applied, how a conclusion was reached, and where that logic traces back to the source text…
Banks Should Optimise Collateral in 2026 to Lay the Groundwork for Greater Efficiency and Innovation
By James Pike, Chief Revenue Officer and Head of Strategy, Taskize. Collateral teams have been tested in 2025. Banks have weathered multiple bouts of high volatility, including the fallout from ‘Liberation Day’ and sell-offs over fears of a possible AI bubble. Sharp spikes in volatility across multiple asset classes have the potential to disrupt collateral…
Regulatory Developments 2026, a Cross-Jurisdictional Outlook
2026 regulatory themes are converging around the theme of continuous evidence – data quality, control effectiveness, and operational resilience demonstrated through repeatable artefacts rather than narrative attestations. In Europe, that direction is most explicit in ESMA’s data platform and supervisory tooling agenda, alongside the ESAs’ DORA-related coordination and oversight planning – see ESMA 2026 Annual…