About a-team Marketing Services
The knowledge platform for the financial technology industry
The knowledge platform for the financial technology industry

A-Team Insight Briefs

EBA Warns of £135bn Bank Shortfall for Basel IV

Subscribe to our newsletter

The European Banking Authority (EBA) has warned that the EU’s biggest banks could face a funding gap of up to £135bn in order to comply with Basel IV, an updated set of post-crisis regulations expected to be phased in from 2022 and be in full force by 2027. The EBA estimates that banks could face an average 2.8% decline in their core capital in order to meet the new requirements, which include a 24.4% increase in minimum capital levels and are designed to restrict the use of internal models to calculate risk.

Subscribe to our newsletter

Related content

WEBINAR

Recorded Webinar: Managing Non-Financial Misconduct Under SMCR

Non-financial misconduct – encompassing behaviours such as bullying, sexual harassment, and discrimination is a key focus of the Senior Managers and Certification Regime (SMCR). The Financial Conduct Authority (FCA) has underscored that such misconduct is not only unethical but also poses significant risks to a firm’s culture and operational integrity. Recognizing the profound impact on...

BLOG

REP008, FIT, and Beyond: Navigating the FCA’s Reporting Duties on Misconduct

The Financial Conduct Authority (FCA) has long insisted that “non-financial misconduct is misconduct.” That phrase, repeated across speeches and policy statements, reflects the regulator’s conviction that culture, integrity, and behaviour are inseparable from financial soundness. In 2025, the FCA translated that principle into formal rulemaking, finalising changes to the Senior Managers & Certification Regime (SMCR)...

EVENT

TEST Event page 1

Now in its 15th year the TradingTech Summit London brings together the European trading technology capital markets industry and examines the latest changes and innovations in trading technology and explores how technology is being deployed to create an edge in sell side and buy side capital markets financial institutions.

GUIDE

Regulatory Data Handbook 2025 – Thirteenth Edition

Welcome to the thirteenth edition of A-Team Group’s Regulatory Data Handbook, a unique and practical guide to capital markets regulation, regulatory change, and the data and data management requirements of compliance across Europe, the UK, US and Asia-Pacific. This year’s edition lands at a moment of accelerating regulatory divergence and intensifying data focused supervision. Inside,...