About a-team Marketing Services
The knowledge platform for the financial technology industry
The knowledge platform for the financial technology industry

A-Team Insight Blogs

S&P Capital IQ Risk Solutions Signs Standard Bank South Africa

Subscribe to our newsletter

S&P Capital IQ Risk Solutions today signed an agreement to provide its default recovery data and Loss Given Default (LGD) model to the South African operations of Standard Bank. The agreement includes access to the LossStats recovery database and S&P Capital IQ Risk Solutions’ market-leading LGD modeling framework.

S&P Capital IQ’s recovery data and modelling allows banks, analysts and investors to estimate Loss Given Default across exposures backed by a variety of collateral. Coverage includes a wide range of industries from the most senior to most junior tranches of debt.

“Risk Solutions provides us with another tool to use in our risk management framework,” says Henry Edwards, Head of CIB Model Development, Standard Bank. “We see the partnership as key for refinement of our risk measurement and management of our emerging market and African portfolios, where data is limited and more reliance is placed on expert models.”

“In leveraging our well known LossStats Database of publicly-available loss data, we are able to help institutions enhance their internal credit and exposure management processes with loss estimates based on sound analysis of both ultimate recovery and trading prices. The LGD models represent an effective and robust solution to cases where an insufficient amount of data makes it difficult to build a statistical model, and clients that have adopted these models have received Advanced Internal Ratings Based (AIRB) approval by several regulators.” says Sunil Rajan, Director at S&P Capital IQ Risk Solutions EMEA. “This can provide significant benefits, as Basel II encourages the adoption of datasets and modelling capabilities developed by credit assessment institutions.”

S&P Capital IQ Risk Solutions offers a comprehensive set of Loss Given Default and Exposure at Default data, models, and services and has become a global leader in managing default and loss data consortia for banks that need to supplement their internal data.

Subscribe to our newsletter

Related content

WEBINAR

Recorded Webinar: How to simplify and modernize data architecture to unleash data value and innovation

The data needs of financial institutions are growing at pace as new formats and greater volumes of information are integrated into their systems. With this has come greater complexity in managing and governing that data, amplifying pain points along data pipelines. In response, innovative new streamlined and flexible architectures have emerged that can absorb and...

BLOG

Making the Most of Mainframe Structured Data: Webinar Preview

Mainframes still provide the data and computational backbone of many financial institutions but some organisations are encountering challenges as they try to integrate them with newer architectures. Many are incompatible with cloud and server-based architectures as well as APIs. Work-arounds can be achieved but they require middleware that can be costly and time consuming to...

EVENT

AI in Capital Markets Summit New York

The AI in Capital Markets Summit will explore current and emerging trends in AI, the potential of Generative AI and LLMs and how AI can be applied for efficiencies and business value across a number of use cases, in the front and back office of financial institutions. The agenda will explore the risks and challenges of adopting AI and the foundational technologies and data management capabilities that underpin successful deployment.

GUIDE

AI in Capital Markets: Practical Insight for a Transforming Industry – Free Handbook

AI is no longer on the horizon – it’s embedded in the infrastructure of modern capital markets. But separating real impact from inflated promises requires a grounded, practical understanding. The AI in Capital Markets Handbook 2025 provides exactly that. Designed for data-driven professionals across the trade life-cycle, compliance, infrastructure, and strategy, this handbook goes beyond...