About a-team Marketing Services
The knowledge platform for the financial technology industry
The knowledge platform for the financial technology industry

A-Team Insight Blogs

S&P Capital IQ Risk Solutions Signs Standard Bank South Africa

Subscribe to our newsletter

S&P Capital IQ Risk Solutions today signed an agreement to provide its default recovery data and Loss Given Default (LGD) model to the South African operations of Standard Bank. The agreement includes access to the LossStats recovery database and S&P Capital IQ Risk Solutions’ market-leading LGD modeling framework.

S&P Capital IQ’s recovery data and modelling allows banks, analysts and investors to estimate Loss Given Default across exposures backed by a variety of collateral. Coverage includes a wide range of industries from the most senior to most junior tranches of debt.

“Risk Solutions provides us with another tool to use in our risk management framework,” says Henry Edwards, Head of CIB Model Development, Standard Bank. “We see the partnership as key for refinement of our risk measurement and management of our emerging market and African portfolios, where data is limited and more reliance is placed on expert models.”

“In leveraging our well known LossStats Database of publicly-available loss data, we are able to help institutions enhance their internal credit and exposure management processes with loss estimates based on sound analysis of both ultimate recovery and trading prices. The LGD models represent an effective and robust solution to cases where an insufficient amount of data makes it difficult to build a statistical model, and clients that have adopted these models have received Advanced Internal Ratings Based (AIRB) approval by several regulators.” says Sunil Rajan, Director at S&P Capital IQ Risk Solutions EMEA. “This can provide significant benefits, as Basel II encourages the adoption of datasets and modelling capabilities developed by credit assessment institutions.”

S&P Capital IQ Risk Solutions offers a comprehensive set of Loss Given Default and Exposure at Default data, models, and services and has become a global leader in managing default and loss data consortia for banks that need to supplement their internal data.

Subscribe to our newsletter

Related content

WEBINAR

Upcoming Webinar: Unlocking value: Harnessing modern data platforms for data integration, advanced investment analytics, visualisation and reporting

4 September 2025 10:00am ET | 3:00pm London | 4:00pm CET Duration: 50 Minutes Modern data platforms are bringing efficiencies, scalability and powerful new capabilities to institutions and their data pipelines. They are enabling the use of new automation and analytical technologies that are also helping firms to derive more value from their data and...

BLOG

Implementing and Understanding Modern Data Architectures: Webinar Preview

The evolution of data use by financial institutions has been accompanied by ever-changing challenges to its management. With technologies such as artificial intelligence enabling firms to prise greater value from their data and to subject it to greater utilisation, a new set of data management practices have emerged. These modern data architectures regard data as...

EVENT

RegTech Summit New York

Now in its 9th year, the RegTech Summit in New York will bring together the RegTech ecosystem to explore how the North American capital markets financial industry can leverage technology to drive innovation, cut costs and support regulatory change.

GUIDE

AI in Capital Markets: Practical Insight for a Transforming Industry – Free Handbook

AI is no longer on the horizon – it’s embedded in the infrastructure of modern capital markets. But separating real impact from inflated promises requires a grounded, practical understanding. The AI in Capital Markets Handbook 2025 provides exactly that. Designed for data-driven professionals across the trade life-cycle, compliance, infrastructure, and strategy, this handbook goes beyond...